WORK Wheels UK Finance - make those dream wheels a reality
We understand that when it comes to bringing your vision to life, sometimes you just can't wait to get the wheels that you need. WORK Wheels UK finance means you can get your dream wheels right away without the need to pay up front and in full.
Our financing service has been set up to help make shopping with us even easier. Simply browse the store, choose the items you want and select the Finance option at the checkout. A quick decision will be made by our third party finance partners and you don't need to send us any paperwork. Please note that we can only provide finance on orders of £250 or more.
We can only consider your finance application if:
- You are a UK resident with a UK address and bank account
- You are over 18 and employed at least 16 hours per week
- You have a good credit history with no late payments, debt relief orders, CCJs, IVAs or bankruptcies
- You are a permanent UK resident and able to supply a UK address history for the last 3 years
- Applications from students (unless employed at least 16 hours per week), unemployed and single house persons will not be considered
Applications are also welcome from retired individuals, upon receipt of a private or company pension (aged 50 or over at date of application).
Please note that meeting the criteria does not guarantee acceptance.
How much can I borrow?
When checking out, just fill out the online application form and you can be approved for up to £15,000 to use for the item(s) you wish to purchase. The minimum order amount is £250.
Is A Deposit Required? No! No deposit is required but it can help keep the monthly payments down and reduce the possibility of being declined finance.
How Are My Monthly Payments Paid? All monthly payments are paid by direct debit from your personal bank account. Typically the first payment will be due thirty days after the date of your order delivery and subsequent monthly payments will be due every month for the length of your term on that day of the month.
What Length of Repayment is Available? You can currently choose from several options:
0% finance is available on 6 month finance plans for orders over £500
0% finance is available on 12 month finance plans for orders over £700
15.9% finance is available on 24 month finance plans for orders over £250
17.9% finance is available on 36 & 48 month finance plans for orders over £250
How do I apply?
You can apply at the checkout once you have added items to your basket.
You can return all the items ordered on finance (so long as they are new and unfitted in original packaging and wheels have not had a tyre fitted) and the policy can then be cancelled. This will incur a 10% handling fee to cover the cost of the finance agreement.
Finance item replacements
All items are covered under the same warranty, regardless of payment method used.
You can pay off your finance at any point throughout your agreement. Simply contact the lending bank (all details will be provided in your credit agreement) who will offer you a settlement figure - this will be the outstanding balance without any early settlement fees.
Can I have my order shipped elsewhere?
No, your order must be shipped to the same address as used on your finance application, regardless of the shipping address you choose during the checkout stage.
Driftworks Ltd is registered in England and Wales 05278259. Registered office: Unit 7 Tyseley Industrial Estate, Seeleys Road, Tyseley, Birmingham, B11 2LQ. Driftworks Ltd acts as a credit broker and only offers credit products from Secure Trust Bank PLC trading as V12 Retail Finance. Driftworks Ltd is authorised and regulated by the Financial Conduct Authority. Our registration number is 648295. Credit provided subject to age and status.