Want to split your payments up to make them more manageable? We’ve got you covered!
We currently have two options available to our UK customers both offering 0% interest and interest bearing options.
Think of it as credit without a card. If approved (The application should take no more than 10 minutes to complete), you'll get a credit limit that can be used straight away at thousands of online stores that accept PayPal. Choose to settle up immediately or spread the costs monthly
0% interest for 4 months is available on single transactions of £99 or more. It applies automatically to any purchase made using PayPal Credit.
There’s no set re-payments, but pay the full balance off in 4 months and you will have paid no interest.
Any remaining balance due after the 4-month promotional period (or any transactions under £99) will be charged interest at 19.9% p.a. (variable)
You can use this offer as many times as you like as long as you have an available credit limit.
The Representative Annual Percentage Rate for a PayPal Credit account outside of the 0% offer is 19.9% (variable) per annum. This is also the standard rate of interest that will apply to your purchases.
This example shows the typical cost of using PayPal Credit without offers.
|Purchase rate 19.9% p.a. (variable)||Representative 19.9% APR (variable)||Assumed Credit Limit £1,200|
|Representative example. Subject to status. T&Cs apply.|
Simply select PayPal Credit as your payment option in the checkout, and you will be redirected to PayPal to complete your order.
Your order MUST be shipped to the same address verified by PayPal at the time of your order. Unfortunately, we cannot change the delivery address after the order has been placed.
*The minimum payment due still applies to 0% offer balances. In order to maintain the 0% offer, you need to keep up monthly repayments and stay within your credit limit. Credit subject to status. Terms and conditions apply. UK residents only. PayPal Credit is trading name of PayPal (Europe) S.à r.l. et Cie, S.C.A. Société en Commandite par Actions Registered Office: 22-24 Boulevard Royal L-2449, Luxembourg RCS Luxembourg B 118 349.
For more information, you can call PayPal Customer Service on 0800 368 7155 or visit www.paypal.com
This is a Finance agreement with fixed monthly payments and fixed interest rates, so you know exactly how much you will be paying and for how long.
0% finance is available on 6 month finance plans for orders over £500
0% finance is available on 12 month finance plans for orders over £700
9.9% finance is available on 24 month finance plans for orders over £500
17.9% finance is available on 36 & 48 month finance plans for orders over £250
No deposit is required but it can help keep the monthly payments down.
Simply select V12 Finance as your payment option in the checkout, and you will be redirected to the V12 website to complete your application.
Your order MUST be shipped to the same address as your finance application address, regardless of the shipping address you choose in the checkout. Unfortunately, we cannot change the delivery address after the order has been placed.
For more information you can call V12 Customer Services on:02920 468916 or visit www.v12retailfinance.com
V12 Retail Finance Limited. Registered in England and Wales 4585692. Authorised and regulated by the Financial Conduct Authority. Registration number: 679653. Correspondence address: 20 Neptune Court, Vanguard Way, Cardiff, CF24 5PJ.
Driftworks Ltd is registered in England and Wales 05278259. Registered office: Unit 7 Tyseley Industrial Estate, Seeleys Road, Tyseley, Birmingham, B11 2LQ. Driftworks Ltd acts as a credit broker and only offers credit products from Secure Trust Bank PLC trading as V12 Retail Finance, and PayPal Credit. Driftworks Ltd is authorised and regulated by the Financial Conduct Authority. Our registration number is 695261. Credit provided subject to age and status.